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3 Steps to Buying a Clovis Home

At Clovis Real Estate, we make buying a Clovis home easy. We take care of everything you need to buy a Clovis home in 3 Easy Steps. Whether it’s your first Clovis home or your an experienced home buyer, we make owning a Clovis home a simple as 1-2-3!

Step 1: Financing

The first step to purchasing a Clovis home is to make sure you have your financing in order. Unless you’re paying cash for your Clovis home, you’ll need to apply for a home loan (known as a “mortgage”). Essentially, you need 3 things to obtain a home loan / mortgage:

Dependable income,
Good credit, and
Down payment + Closing Costs (you’ll need at least 3.5% of the loan amount).

You cannot make an offer to buy a Clovis home without a pre-approval letter. So take the time and get pre-approved FIRST. You can learn more about pre-approval letters and the home loans here.

Step 2: Searching for a Clovis Home

Once you have your pre-approval letter, the 2nd step in the home buying process is to go house-hunting! This is by far the most fun and exciting part of buying a Clovis home. But it’s not as easy as it looks. Take a look at our Clovis Home Wish List and you’ll see what we mean. Plus, there are hundreds of Clovis homes for sale. You’ll also want to find the one home that’s just right for you, in a great neighborhood, and at the best possible price.

Sound complicated? Don’t worry, we’ll help you find the perfect home for you in the ideal Clovis neighborhood. Or if you prefer, you can search our online database of Clovis homes on your own in the comfort of your own home. Either way, you’ll have access to every Clovis home for sale.

Below are some resources to help you narrow your Clovis home search:

Step 3: Buying Your Clovis Home

Clovis house keys Now that you’ve picked out the perfect Clovis home, it’s time to make an offer! But how much do you offer? If you offer too little, someone else could offer more and buy the home instead. But if you offer too much, then you’ve taken money out of your own pocket. What’s the solution?

As Clovis real estate experts, we excel at knowing just how much to pay for a Clovis home. After all, selling and buying Clovis homes is our specialty. Our goal is to get you the Clovis home of your choice at the very lowest possible price.

Once the seller has accepted your offer, we handle all of the paperwork from start to finish. Depending on the circumstances, it then takes on average 30 – 45 days once your offer is accepted to “close” and take possession of your new home.