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Home Loan Steps

Most people take out a home loan (known as a “mortgage”) to buy a new Clovis home. Essentially, you need 3 things to obtain a home loan / mortgage:

Dependable income,
Good credit, and
Down payment money (3.5% to 20% of the loan amount depending on the type of loan you qualify for).

Step #1

The first step to obtaining a home loan / mortgage is to get pre-approved. Getting pre-approved is a simple process. Just talk to a qualified local mortgage planner who will guide you through the process. Don’t know a mortgage planner? Contact Kathy Tuck at imortgage. She’s helped numerous clients finance their dream Clovis home with a home loan.

Things you’ll need to get pre-approved

Step #2

Clovis couple One you have your pre-approval letter, we’re ready to go house-hunting and start the home buying process. We make buying a new Clovis home that easy!

Some Helpful Advice

When you start the home buying process by getting pre-approved you’ll avoid the pitfalls many inexperienced home buyers make. Countless home buyers make the mistake of looking for a home before they qualify for a loan. Don’t make that mistake. Nothing is more emotionally disappointing than finding a beautiful Clovis home only to later realize that you don’t qualify for a loan. It’s heartbreaking. Besides, you can’t even make an offer on a home you hope to buy without your pre-approval letter. So take our helpful advice and begin the process with the Step #1 (get pre-approved). You’ll be glad you did!

Ready to Get Pre-Approved?

If you would like to get pre-approved for a home loan, or have questions about current interest rates, and types of home loan options available, give Kathy at imortgage a call today. She’s worked on hundreds of home loans and can answer most of your questions right over the phone. Here’s Kathy’s contact information: