Home Loan Steps

Most people take out a home loan (known as a “mortgage”) to buy a new Clovis home.  Essentially, you need 3 things to obtain a home loan / mortgage:

1. Dependable income,
2. Good credit, and
3. Down payment money (3% to 20% of the loan amount depending on the type of loan).

Step #1

The first step to obtaining a home loan / mortgage is to get pre-approved.  Getting pre-approved is a simple process.  Just talk to a qualified local mortgage planner who will guide you through the process.  Don’t know a mortgage planner?  Contact Kathy Tuck at imortgage.  She’s helped numerous clients finance their dream Clovis home with a home loan.

• Things you’ll need to get pre-approved

Step #2

One you have your pre-approval letter, we’re ready to go house-hunting and start the home buying process.  We make buying a new Clovis home that easy!

Some Helpful Advice

When you start the home buying process by getting pre-approved you’ll avoid the pitfalls many inexperienced home buyers make.  Countless home buyers make the mistake of looking for a home before they qualify for a loan.  Don’t make that mistake.  Nothing is more emotionally disappointing than finding a beautiful Clovis home only to later realize that you don’t qualify for a loan.  It’s heartbreaking.  Besides, you can’t even make an offer on a home you hope to buy without your pre-approval letter.  So take our helpful advice and begin the process with the Step #1 (get pre-approved).  You’ll be glad you did!

Ready to Get Pre-Approved?

If you would like to get pre-approved for a home loan, or have questions about current interest rates, and types of home loan options available, give Kathy at imortgage a call today.  She’s worked on hundreds of home loans and can answer most of your questions right over the phone.  Here’s Kathy’s contact information:

Kathy Tuck
imortgage, Mortgage Planner
(559) 284-4020 (cell)
(866) 933-7856 (fax)
[email protected]